I started this in the beginning of the year and so far, it hasn't been to hard to do!

It's the New Year Savings Challenge and I'm glad I have kept this going.

It's not too late to start! Here's how!

If you have been saving each week then you total balance in your cookie jar, water jug or coffee can (whatever you save your change in) is $55.

It's the end of week 10. This is how it works:

Week 1: Put $1 in the jug
Week 2: Put $2 in the jug
Week 3: Put $3 in the jug

Get the idea?

By the end of the year you will have $1,378! That's a pretty haul for a year and perfect for Christmas shopping!

Now that you have your refund back, you can start if you haven't already! Good luck and good saving!


Photo by Sharon Buck