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Alec Couros, Flickr

Americans Keep Having Fewer Babies, Probably Because of the Economy

Call it the "baby bust." For the fourth straight year, birth rates in the United States have declined.

Slightly fewer than four million babies were born in the U.S. in 2011, the lowest total since 1998. However, the 1 percent drop in the birth rate was less than it had been in the previous three years. This suggests that the economic pressure experts believe is depressing the birth rate may be easing up.

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American Express Cardmember Services
Bryan Bedder, Getty Images

American Express Deceives Customers, Will Issue $85 Million Refund — Dollars and Sense

Have an American Express card that you never leave home without? You can expect a refund.

According to a report by the Consumer Financial Protection Bureau, American Express will be refunding $85 million to some 250,000 customers due to what officials are calling deceptive practices that include the charging of illegal late fees and discrimination against applicants 35 years old and up.

For nearly a decade, American Express was guilty of committing various infractions against its card owners that cheated customers into believing they were obtaining benefits like sign-up bonuses and improved credit scores that never came to pass.

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college graduates
Lesliebyk, Flickr

Job Market (Finally) Improving for College Grads — Dollars and Sense

For recent college graduates, the economic downturn and very, very slow recovery of the past few years have been brutal. But things may be looking up.

According to the Job Outlook 2013 survey, employers are on track to hire 13 percent more graduates from the class of 2013 than they did for those who walked away with their degrees in 2012.

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overdraft on bank statement
Semicolon-stop, Flickr

‘Insufficient Funds’ for You, Big Business for Your Bank — Dollars and Sense

Consumer error appears to be greatly benefiting the financial industry, as a new banking report finds that charges to checking accounts caused by insufficient funds generated $31.5 billion last year. That is up from $30.8 million the year before, marking roughly an overall 2 percent increase.

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Discover
Breakingbusiness, Flickr

Discover Misleads Cardholders, Will Issue $200 Million Refund — Dollars and Sense

Do you have a Discover card? If so, you can expect to receive a refund.

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Credit card
Thinkstock

New Rule to Make It Super Easy for Stay-at-Home Parents to Get Credit Cards

There is some relief coming for stay-at-home parents who are often starved of credit access because of lacking personal finances.

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Victoria Vazquez/Getty Images
Victoria Vazquez/Getty Images

What Would You Do If You Won?

This past weekend, I received a few stratch-off lottery tickets for my birthday. It got me wondering, 'What I would do if I won the big jackpot?' I tend to think that I really wouldn't change all that much. I do know that I would pay off my home and credit cards and give some money to my niece and a few close friends.

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Category: Lifestyle Tags: ,
Mario Tama, Getty Images
Mario Tama, Getty Images

What Are The Richest and Poorest States in America? — Dollars and Sense

The average income of the American family is down for the second year in a row, with households earning nearly eight percent less than what they did in 2007 prior to having their financial throats cut by a downtrodden economy.

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News USA Content, Flickr
News USA Content, Flickr

New Research Reveals Americans Feel Their Jobs Are Safe

There is only one thing worse than having to get up early in the morning to go to work, and that is going to work with the feeling that the bottom of your career is about to fall out from under you.

Fortunately, it appears as if the majority of the population is not worried about something like that happening in their current position.

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Lottery winner
Stephen Chernin, Getty Images

Would You Quit Your Job If You Won the Lottery? — Survey of the Day

According to a new survey from CouponCabin.com of 2,570 adults, 50 percent play the lottery. And of that percentage, 65 percent would continue to live frugally it they happened to win big.

But would a frugal life include keeping their job and continuing to draw their salary?

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Category: Lifestyle, Poll Tags: ,

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